Service Metrics as of 4/21/2026
100% within 2 days
New Business Email Turnaround Time199% within 3 days
Underwriting Review Turnaround Time212 days
Average Cycle Time31 minute
Average In-Force Hold Time4
Performance Metrics as of 12/31/2025
46%
Instant Decision5
51%
Instant Decision (under age 50)6
85%
Exam-Free Decision7
66%
10 day Decisions8
90%
First Call Resolution9
